Small Business Success | Small Business Mentoring

Every Tuesday is Finance & Family Day at Zen Habits.

Often we’re told that we have to suffer now — give up what we want — in order to succeed later, that in order to save we must sacrifice. Give up instant gratification to get delayed gratification.

But you can do both.

For years, I was confused about this, as I read books and websites that sent me two different messages:

1. Pleasure later. The first message was that in order to be successful, in order to build wealth, you have to delay gratification. You can’t have instant gratification and be successful.
2. Pleasure now. The second message was usually from other sources on happiness, but sometimes from the same source: enjoy life now, while you can, because it’s short and you never know when your last day will come. Live every day like it’s your last.

Trouble is, I agree with both messages. And if you read this site often, you’ll see that I send both messages: Live frugally and simply! But also enjoy life!

That’s because I’ve reconciled the two philosophies into one: Live life now and enjoy it to the fullest — without destroying your future. The key to doing that? Find ways to enjoy life completely, utterly, maximally … that don’t cost your future very much.

Here are some tips for actually living that philosophy:

• Find free or cheap pleasures. Frugality does not have to be boring or restrictive … if you use your imagination. Be creative and find ways to have fun — loads of it — without spending much money. Have a picnic at the park, go to the beach, do crafts, board games, fly a kite, make art, bake cookies … I could list a hundred things, and you could come up with a few hundred more. Make a list of simple pleasures, and enjoy them to the maximum. This is the key to the whole idea of enjoying life now without spending tomorrow’s dollar. See Savor the Little Things.
• Make simplifying fun. I’m a big fan of simplifying my life, from decluttering to creating a simple lifestyle in every way. And to me, this is great fun. I get rid of stuff (and possibly make money selling it) and have a blast doing it. That’s good math.
• Rediscover what’s important. Oftentimes we spend tons of money, shopping, going out, watching movies, eating out … without really enjoying life. And when we stop to think about it, we never have time for the things we really want to do. Well, that’s probably because your life is filled with things that aren’t very important to you. Instead, step back and really think about what’s important to you. Then get rid of the other (expensive) stuff, and focus on what’s important. Listen to some stuff on my list: my wife and kids, other friends and family, reading, writing, exercising, volunteering, spending quiet time in contemplation. Guess how many of those things cost a lot of money? Read more here.
• Make people a priority. This is related to the above point, but I thought I’d give it a little more emphasis. If you give “stuff” a priority — stuff like gadgets, nice furnishings, nice clothes, shoes, jewelry, etc. — then you will spend a lot of money. But if you make people a priority — the people you love most, you close friends and family — you don’t need to spend a dime to enjoy life. Make some time to visit with friends, or your parents … and have a conversation with them that doesn’t involve eating out or going to the movies. Just sit, have some iced tea or hot cocoa (depending on the weather), and talk. Tell jokes and laugh your heads off. Talk about books you’ve read, movies you’ve watched, new things going on in  your life, your hopes and dreams. And make time for your kids or your significant other — really spend time with them, doing things that don’t cost money. (See Spend Time with Family and Loved Ones, 100 Ways to Have Fun With Your Kids and 50 Ways to Be Romantic on the Cheap.)
• Find time for yourself. Make time every day, and every week, to spend time alone. It really gives more meaning and enjoyment to your life, rather than rushing through life with no time to think, to breathe. For ideas on how to make this time, see these ways to create time for solitude.
• Sometimes, splurge. You shouldn’t restrict yourself from expensive pleasures all the time — it’s not good to develop the feeling of deprivation. To prevent that, once in awhile, buy yourself something … or better yet, give yourself a decadent treat. I love things with dark chocolate or berries. Crepes with ice cream and berries are one of my favorites. Just don’t go overboard … and learn to enjoy the splurge to the fullest. If you truly take the time to enjoy a treat, you don’t need a lot of it.
• Track your successes. It doesn’t really matter how you track your success … you can use gold stars for creating a new simplifying or frugalfying habit, or a spreadsheet chart to track your decreasing debt and increasing savings or investments. Tracking is a great way to not only provide motivation, but make the process of changing fun.
• Reward yourself. And in order to make it more fun, celebrate every little success! Set rewards for yourself (hopefully not too expensive!) along your path to success — celebrate one day, two days, three days, a week, two weeks, three, a month … you get the idea.
• Volunteer. One of the most rewarding things for my family has been when we have managed to volunteer. It’s actually something we only started doing last year, but since then, we’ve done it a bunch of times in a number of different ways. And while it doesn’t cost a dime, it is tremendously satisfying in ways that money could never buy. Read more.
• Live in the moment. Learn to think not so much about the past or future, but about what you are going through right now. Be present. It may seem trite, but it’s the key to enjoying life to the fullest — without having to spend money. Think about it — you can spend money on eating out, but if you are not really thinking about what you’re eating, you may not enjoy it much at all. But if you cook a simple but delicious meal, and really taste every bite, it can be tremendously enjoyable without costing a lot. Read more.
• Slow down. In the same way, you can’t really enjoy life to the fullest if it’s rushing past you like it’s on fast forward. Ever think about how quickly a week, a month, or a year goes by? Perhaps you’re in the fast lane too much. Try slowing down, and things will be less stressful and more enjoyable. Drive slower, eat slower, live slower.
• Learn to find cheap, cool stuff. Call me crazy, but I love shopping at thrift stores. You can find so many cool things there, and it costs so little. Garage sales are the same way. Or check out Freecycle, or read 20 Ways to Find Free or Cheap Books.

Article by Zen Habits contributor Jonathan Mead; follow him on twitter.

What’s the secret to unleashing your creativity?

I’ll tell you, but it’s not what you think…

As an aspiring artist, I’ve spent a lot of time trying figure out how to be more creative. I’ve explored the traditional paths to creativity; painting, drawing, playing an instrument, creative writing, poetry, etc. I connected with creative souls; artists, and people living off the grid (away from the mainstream).

While I found this sparked my creative spirit, it only went so far. I was hacking at the branches rather than the root.

To truly tap into your creative nature, you only have to realize one thing… 

You are already an artist.

You don’t have to create exquisite sculptures or breathtaking sonnets. You’re creating all the time simply by being alive. Every decision you make, every time you move, breathe, or speak you are creating. In fact, you couldn’t not create even if you wanted to. It’s simply impossible.

Just think about it: you’re the main character in your life story. Each day you develop and further the plot of your masterful performance. You interact with other secondary characters in your story that support your role. These are your friends, your lover, family and coworkers. They’re the supporting actors or actresses in your drama, and they also help mold your life’s narrative.

You can change the course of your story at any time by making new choices and walking down new paths. You can drop a secondary character and choose new ones, if they’re not supporting the story you’d like to create (except, perhaps, family members).

You constantly direct the play called your life; and that makes you a magnificent artist.  So if you’re creating your life all the time, wouldn’t it be more empowering to view yourself as an artist, rather than simply a passively living person?

I know you’re thinking, That really doesn’t help when I’m chopping celery or washing the cat… but it does. It makes all the difference.

See, when you know you’re creating artistically, you get more involved in your life. You start to live more deliberately. You wash your cat with love because deep down, you love him even if he smells terrible. You cut celery with joy, because you’re making the choice to put something healthy in your body.

So, enough foreplay; here are some practical ways to embrace your inner artist:

• Work. Are you making choices to further your deepest desires? Are you moving in the direction of your dreams? Much of our lives are spent working, so it makes sense to be conscious of the career we create. Find a career that pays you for being you. You may have to create one if it doesn’t exist.
• Money. Take a close look at where your money is going. Are you spending your money unconsciously? Are buying lattes and chasing trends keeping you from those yoga classes you’ve been meaning to take? Reevaluate how you spend to live by your own design.
• Goals. Are the goals you have ego driven, or heart centered? Are they furthering the life you’d love to create? See where you can simplify and remove the clutter to create room for authentic endeavors.
• Relationships. Are your relationships assisting you in your desires, or holding you back? Or perhaps YOU are holding yourself back. Be honest with yourself and make the necessary changes to fearlessly go with yourself (instead of against).
• Information. Are you addicted to info porn? Who’s dictating what you should think, you or the media? Consciously decide the input you accept and discard that which doesn’t serve you.
• Routine. Most of our days we’d consider normal. A random Tuesday spent watching TV game shows is more eventful than the day your spouse proposed to you. If most of our days are common, it makes sense to make the most out of them. Instead of focusing on how much you can accomplish, focus on how much you can absolutely love what you’re doing. Be there completely. While doing this, you’ll find that you naturally enjoy those seemingly tedious tasks much more (like washing the dishes). It’s amazing how much non-resistance and presence changes everything.

All life really is, after all, is a collection of stories. But you’re the only one that can create the story of your dreams. It’s your story.

So what do you want to create? A film noir or a fairytale? You can choose a daring adventure or a comedy. It’s up to you as long as you accept that you’re the artist. You’ve got the brush, it’s up to you to put down the colors you like best.

The question is: What will you create?

This article was written by Zen Habits contributor Jonathan Mead of Illuminated Mind. To learn more about how to reclaim your life, grab a subscription to Illuminated MInd

Post written by Leo Babauta

Let’s face it: a growing number of people are using Twitter these days, spending a lot of time on Twitter, and still need to get things done on Twitter.

If you want to spend a lot of time conversing with people on Twitter, that’s great … but many people still need to get their tasks done. Let’s take a look at how to do that.

Why use Twitter to get things done? Twitter isn’t necessarily the best platform for getting things done … but if you’re already using it a lot, it might be easier or faster for you to do things while still in Twitter. Note: I don’t take responsibility for any of these services — if they don’t work well, check with them!

Here’s how:

1. Reminders. Need a quick reminder that you have an appointment, or need to follow up on something later? Follow “timer” on Twitter, and send it a direct message with a reminder time and it will ping you at that time. For example: “d timer 30 pick up Chloe”.

2. To-do list: A couple of popular to-do services are on Twitter: Remember the Milk (on Twitter) and Nozbe (on Twitter). Follow them and send them direct messages to add things to your to-do list, or to check the items on your list.

3. Calendar. If you use Google Calendar (gCal), go to Twittercal, then follow gCal on Twitter and add events by sending direct messages to gCal. For example: “d gcal meeting with paul tomorrow at 7pm”.

4. Delegate. If you’re going through your to-do list or email and find a task that’s better suited for someone else, sending that person a direct message (assuming they’re on Twitter) can be quicker and easier than sending an email or making a phone call.

5. Follow up. The same applies to following up. I’ve done it a bunch of times — instead of opening up your email program, composing a new message, typing in the person’s address and the subject line, and then writing the email … you can just direct message them on Twitter: “d zen_habits don’t forget to answer my interview questions, you berk!”

6. Accountability with goals. Want some extra motivation to achieve your goals? Announce through Twitter or on your blog that you’re going to post your progress updates every day on Twitter. For example, if you’re trying to eat healthier, you can post everything you eat on Twitter. Trying to exercise? Post your workouts on Twitter. It’s great motivation, and you can get some support and encouragement from your Twitter friends.

7. Get info or ideas quickly. If you have a good Twitter network, you can ask a question and usually get a few responses quicker than many other methods. I’ve gotten website and service recommendations, ideas for a post I was writing, restaurant recommendations, people interested in a job, and more.

8. Do real work. It’s possible to do real work on Twitter — people have written stories or posts by writing them in little chunks in Twitter. It might be worth a try. But if that doesn’t work, my strongest recommendation is to turn Twitter off when you need to do some real work. Then, when you’re done, reward yourself with 10 minutes on Twitter.

Other useful Twitter services:

• Tweetbeep: A service to keep track of keywords through alerts that you set up. You’ll get an email notification if anyone mentions you or your brand or your blog posts in their tweets. Note: It looks like this service is down right now but they say they’ll be back soon.
• StrawPoll: create a poll. Your Twitter contacts can participate in the poll by simply sending an @reply message.
• TwitResponse: allows you to schedule delivery of your tweets — very useful if you want to set up a bunch of tweets in the future.
• Zen Habits: Yes, you can get updates on the latest Zen Habits posts, as well as The Power of Less Tips of the Day, and more.
• TwiTips: An excellent blog with dozens of tips for using Twitter, from one of the great Twitter power users, Darren Rowse.